Crack the Clandestine Code of Diamonds

Precious, brilliant and expensive-why wouldn't diamonds be a girl's best friend? When giving the most significant gift of a lifetime, most men, and even the women who receive them, know precious little about diamonds. By the time they're old and experienced enough to know about cut, shape, grade, brilliance, color, weight, and setting, they already have the diamond of a lifetime. Crack the vocabulary, and you'll be on your way to purchasing your first diamond with confidence.

The Four Cs

Diamonds are not created equally! "The Four Cs of Diamonds"- cut, clarity, color, and carat determine diamond grade. A diamond certificate accompanies each diamond and includes grades for each of the four Cs as documented by a gemologist. Learn what these terms mean to avoid that "deer in the headlights" look when the jeweler uses these terms.

Cut refers to the physical cut, not the shape of the diamond, and it affects the brilliance of the diamond. If the cut is too shallow or too deep, the refraction of the light detracts from the brilliance. Grades for cut, from best to worst, include Ideal, Premium, Very Good, Good, Fair and Poor. The Ideal grade applies exclusively to round diamonds.

Clarity measures the purity of the diamond. Most diamonds include some flaws, called inclusions. All but the rare flawless diamonds contain inclusions of varying number and size. The Clarity grade measures the purity of the diamond, the relative absence of flaws. Clarity grades the appearance under 10X magnification. Top grades include F (flawless-forget it, you'll never see this), IF (internally flawless, you'll never afford it), VVS1-VVS2 (very, very slightly flawed-not we're getting a little more realistic), VS1-VS2 (very slightly flawed), and SI1-SI2 (slightly flawed). All but the VS1-VS2 and SI1-SI2 diamonds contain flaws that are invisible or barely visible under 10X magnification. Lesser grades include I1- -I3 (flawed and obvious without magnification). If price is a consideration, then invisible to the naked eye is a reasonable tradeoff.

Color actually refers to the absence of color in diamonds. The finest diamonds are colorless, which allows them to absorb and reflect more light, displaying more brilliance. White diamonds range from ice white to light yellow. Color is graded on a scale from D-Z, with D-grade diamonds being colorless and Z-grade diamonds containing the most color. Grades G-J are near colorless to the human eye, and offer the best value for the money.

Carat refers to weight. Because large diamonds are extremely rare, the price rises exponentially rather than arithmetically according to carat weight.

Each of the four Cs affects price. Once you set a budget, determine the attributes most important to you and select your diamond according to your preferences.

Learn a few more simple terms, and you're well on your way to demystifying the world of diamonds and carrying on a conversation with your jeweler that will turn the heads of less astute shoppers.

Shape also affects price, but only in terms of "shape appeal," how pleasing the shape is to the naked eye. By far, the most popular shape is the Round diamond, and it's the most expensive as well. Fancy shapes such as Emerald, Marquis, Pear, Heart, Oval, Radiant and Princess, are less expensive than Round diamonds. Side by side, fancy diamonds look larger than Round diamonds of equal carat weight. If you want something out of the ordinary, a fancy shape might be right for you.

Facets refer to the flat, polished surfaces of the diamond. The round diamond checks in at 58 facets, the most facets of all the shapes. The most important facet is the top or Table facet-the largest facet. Diamonds cut to perfection enable the facets to refract the light brilliantly.

Settings should enhance the brilliance and size of the stones, not detract from them. The range of choices is stunning, from the metal to the prong display. Even more than shape, the setting reflects your personal preference and style.

Now that you understand the clandestine vocabulary of diamonds, you can relax and have fun while selecting that one-of-a-kind, perfect diamond for you

M J Plaster is a successful author who provides information on shopping online for jewelry, diamonds, and more. M J Plaster has been a commercial freelance writer for almost two decades, most recently specializing in home and garden, the low-carb lifestyle, investing, and anything that defines la dolce vita.

In The News:

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In this Oct. 15, 2008 file photo, Federal Reserve Chairman Ben Bernanke, right, listens to Timothy Geithner, president of the New York Federal Reserve, before speaking at the Economic Club of New York. President-elect Barack Obama is likely to name Timothy Geithner as Treasury Secretary in a time of intense economic turmoil as he rounds out the upper echelon of his Cabinet, a senior Democratic official familiar with the deliberations said Friday. (AP Photo/Mark Lennihan)AP - President-elect Barack Obama intends to name Timothy Geithner, president of the New York Federal Reserve, as his treasury secretary to confront the nation's intense economic turmoil, senior Democratic officials said Friday.



Chart shows percentage changes in Dow Jones industrial average since mid September;AP - Wall Street put a stop to a terrifying decline and stormed higher Friday as President-elect Barack Obama appeared ready to tap the chief of the New York Federal Reserve as the next treasury secretary and hand him the herculean task of righting the U.S. financial system.



President-elect Barack Obama, with money in hand, looks to pay for his order during a visit to Manny's Deli in Chicago, Friday, Nov. 21, 2008. (AP Photo/Charles Dharapak)AP - While President-elect Barack Obama publicly sidelined himself during congressional debate over an auto industry bailout this week, he and his top aides quietly prodded congressional leaders to find a solution to rescue struggling automakers.



Nebraska lawmakers Tom Carlson, left, of Holdrege, Lowen Kruse of Omaha, John Wightman of Lexington, and Norm Wallman of Cortland visit briefly Friday, Nov. 21, 2008, on the floor of the legislature just before the final vote of LB1, which puts a 30-day age limit on children who can be dropped off at Nebraska hospitals under the safe haven law. The bill easily passed 43-5. (AP Photo/Bill Wolf)AP - Gov. Dave Heineman signed into law Friday a bill adding a 30-day age limit to a safe-haven law that allowed 35 children — including teenagers as old as 17 — to be abandoned at state hospitals. The law, approved hours earlier by the Legislature in a 45-3 vote, goes into effect Saturday, and makes Nebraska the 14th state with a 30-day age cap. It had been the only state with a safe-haven law without an age limit.



Joerg Schoenbohm, Brandeburg state Interior Minister and current chairman of the German Interior Ministers Conference, center, opens the final day of the ministers meeting in Potsdam, Germany, on Friday, Nov. 21, 2008. At left is German Federal Interior Minister Wolfgang Schaeuble. German security officials said Friday they will drop their attempt to pursue a ban of the Church of Scientology after finding insufficient evidence of unconstitutional activity.  (AP Photo/Bernd Settnik Pool)AP - Germany is dropping its pursuit of a ban on Scientology after finding insufficient evidence of illegal activity, security officials said Friday.



AP - A college student committed suicide by taking a drug overdose in front of a live webcam as some computer users egged him on, others tried to talk him out of it, and another messaged OMG in horror when it became clear it was no joke.

U.S. Attorney General Alberto Gonzales, left, and Vice President Dick Cheney are shown in this 2006 file photo at the White House. Cheney and Gonzales have been indicted on state charges involving federal prisons in a South Texas county that has been a source of bizarre legal and political battles under the outgoing prosecutor. (AP Photo/Pablo Martinez Monsivais, file)AP - A county prosecutor who brought indictments this week against Vice President Dick Cheney and others pounded his fist and shouted at the judge Friday during a routine hearing. Willacy County District Attorney Juan Angel Guerra asked Presiding Judge Manuel Banales to recuse himself from the case, which alleges abuse at federally run prisons.



Bulgarian archaeologists work near a Thracian bronze chariot discovered near the village of Karanovo. A bronze chariot dating back to the second century AD has been unearthed in a Thracian burial mound in southeastern Bulgaria, archaeologists said Friday.(AFP/BGNES)AP - Archaeologists have unearthed an elaborately decorated 1,800-year-old chariot sheathed in bronze at an ancient Thracian tomb in southeastern Bulgaria, the head of the excavation said Friday. "The lavishly ornamented four-wheel chariot dates back to the end of the second century A.D.," Veselin Ignatov told The Associated Press in a telephone interview from the site, near the southeastern village of Karanovo.



AP - Police have arrested a man suspected of leaving greasy, graphic imprints on the windows of stores, churches and schools in a small Nebraska town. A 35-year-old man was caught in the act by police early Wednesday morning, Cherry County Attorney Eric Scott said Friday. The man hasn't been charged yet, but authorities believe he is the vandal some townsfolk have dubbed the "Butt Bandit."

New York Knicks' Zach Randolph (50) shoots over Oklahoma City Thunder's Earl Watson (25) during the first half of an NBA basketball game Friday, Nov. 14, 2008 at Madison Square Garden in New York.  Randolph scored 20 points as the Knicks won 116-106. (AP Photo/Frank Franklin II)AP - The New York Knicks have completed their second big deal of the day, trading leading scorer Zach Randolph and guard Mardy Collins to the Los Angeles Clippers for Cuttino Mobley and Tim Thomas.



(From left) Senator Hillary Clinton, New Mexico Governor Bill Richardson, and Timothy F. Geithner, President of the Federal Reserve Bank of New York, are seen in a combination file photo. (From left Craig Mitchelldyer, Andrea Comas, Keith Bedford/Reuters)Reuters - President-elect Barack Obama on Friday moved toward nominating Timothy Geithner as Treasury secretary and charging the respected head of the New York Federal Reserve with helping pull the United States out of an economic nosedive.



Treasury Secretary Henry Paulson (L) speaks about the global economy at the Wall St. Journal's CEO Council in Washington November 17, 2008. Also pictured are former U.S. treasury secretaries Robert Rubin and Larry Summers (R). (Kevin Lamarque/Reuters)Reuters - U.S. President-elect Barack Obama may consider Lawrence Summers as a successor to Federal Reserve Chairman Ben Bernanke, whose term expires in January 2010, a Democratic source told Reuters on Friday.



Leaders of the U.S. automotive industry testify at a hearing held by the House Financial Services Committee on Capitol Hill in Washington November 19, 2008. From left are General Motors CEO Richard Wagoner, Chrysler Chairman and CEO Robert Nardelli and Ford president and CEO Alan Mulally. (Kevin Lamarque/Reuters)Reuters - Detroit automakers began work on the turnaround plans demanded by Congress in return for a possible $25 billion rescue as General Motors Corp said it will cut production more deeply and drop two of its controversial corporate jets.



Citigroup Chief Executive Vikram Pandit in a file photo. (Peter Morgan/Reuters)Reuters - Citigroup Inc Chief Executive Vikram Pandit tried to downplay speculation the banking giant might sell major businesses to restore its health and investor confidence, but shares still tumbled for a fifth straight day.



A British military vehicle drives past an Afghan man in Lashkar Gah, capital of Helmand province October 20, 2008. (Abdul Qodus/Reuters)Reuters - U.S. Defense Secretary Robert Gates said on Friday the United States was trying to fill a request for additional combat brigades in Afghanistan next year and that he wanted at least some of the troops in place before the country's election next fall.



President Bush walks across the South Lawn to board Marine One at the White House, November 21, 2008. (Jim Young/Reuters)Reuters - U.S. President George W. Bush and Chinese President Hu Jintao planned to discuss North Korea's nuclear program on Friday evening as Asia Pacific leaders gathered for an annual economic summit amid the worst financial crisis since the 1930s.



A cleric walks past the national flag and a nuclear logo while visiting the International Koran exhibition at the Imam Khomeini grand mosque in Tehran September 3, 2008. (Morteza Nikoubazl/Reuters)Reuters - Iran rejected Friday U.S. reports it had enriched enough uranium to make an atom bomb, saying this would require steps it had ruled out like ejecting U.N. inspectors and leaving the Non-Proliferation Treaty (NPT).



A video grab from undated television footage shows pirates walking on the beach in the town of Eyl, in the north of Somalia. (Reuters TV/Reuters)Reuters - Dozens of Somali Islamist insurgents stormed a port on Friday hunting the pirates behind the seizure of a Saudi supertanker that was the world's biggest hijack, a local elder said.



Peruvian President Alan Garcia delivers a speech during the opening of the Asia-Pacific Economic Cooperation (APEC) CEO Summit in Lima. Leaders of the 21-member APEC group are to seek ways of turning back the world economic crisis as they gather in Lima amid unrelenting bad news from the Asia-Pacific region.(AFP/Presidencia)AFP - US President George W. Bush began Friday his last scheduled foreign trip, meeting the leader of increasingly important China ahead of a summit aimed at containing a spiraling financial crisis.



Children are being forcibly recruited into the ongoing conflict in Congo. Profile of a former child soldier. Duration: 02:06(AFPTV)AFP - Congo demanded a stronger mandate for UN troops in the conflict-torn east Friday, while residents of a squalid refugee camp said government soldiers killed a woman during a looting spree.




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