Jerry Green?s Top Ten Adversity Busters

I've navigated plenty of speed bumps on life's road. My father's death led me to an entirely different career than my planned one. My business burned to the ground. Unscrupulous partners left me with a $15 million dollar debt. My doctor diagnosed me with a disease that a year earlier would have meant probable death.

Some people call it adversity. I call it life. I'm going to share with you my philosophy for dealing with the downs that will no doubt accompany the ups. Some will make you want to smack your forehead because they are so obvious. But as I mentioned earlier, the key to business is taking in more than you pay out, and scores of business fail every year because they forget simple things like that.

Finally, I've got to say that I'm skeptical of anyone who claims to have the magic solution to your life. These things have worked for me, but they might not work for you. It's important for you to know yourself, your strengths and weaknesses, and devise a success strategy that fits your personality.

Here is my top-ten list of adversity-busters:

Don't panic. When something unexpected comes your way, shouting, "Oh my God, I'm ruined!" is not conducive to handling the situation. Remain calm and you'll send a message to your brain that you might be able handle the situation after all.

Take the emotion out of it. To come up with a rational solution, you have to have a rational approach, and that's hard to do while your blood is boiling.

Build and use your networks. Develop and maintain a diverse group of associates and friends. Take the initiative in keeping in touch. If you only contact someone when you need their help, they'll cringe when your number comes up on their caller ID.

Be polite. The bank teller you cursed at might be the vice-president in charge of granting you a loan in a few years.

Get a plan down on paper. Review and list your assets and resources, then make a plan, Figure out what you need to do, and break it down into small steps if the big picture overwhelms you. Pay attention. It's been proven that what people call ESP is often just a finely tuned sense of what is going on around them. Once Carol Burnett woke up in the middle of the night and decided to move to the other side of the bed to sleep. Shortly after there was an earthquake and a very large, heavy big-screen TV fell from a shelf on to her bed, where she usually sleeps. In her sleep her subconscious sensed small tremors that led to big ones, and she paid attention.

It's not unusual for me to make a serious business decision after only a few minutes. I get a certain feel about whatever it is I'm considering, and I go with it. I'm not saying don't be careful, but be aware of the things your mind is trying to tell you. This works whether you're dealing with adversity or on the lookout for new opportunities. If I hadn't paid attention when I saw an ad for franchising a new, fledging rental car business, I would have missed out on Budget Rent-A-Car, which turned out to be even more lucrative than the car business.

Don't waste time looking back. Every second you spend thinking "If only?" or "I should have?" is a second you could spend developing another opportunity. Maybe somebody told you to invest in Microsoft 15 years ago and you didn't. So what? Dwelling on the past paralyzes you in the present.

Know thyself. Understand your strengths and weaknesses.

View your challenges as opportunities. Earlier in the book I talked about what my stepfather said when my business burned down. He told me it was the best thing that could have happened to me, because I could make a fresh start. That's the attitude I took. He was right.

Ask for help. Be smart about it when you do. I asked Kansas City businessman Frank Morgan for a $15 million loan and he gave it to me. But first he made sure I knew my business. Give people a reason to help, and they usually will.

Good luck out there on the highway!

Jerry Green owns WHB810, America's largest all-sports radio station. His new biography, "Autos to Airwaves, Mantle to the Mob," is available at http://www.moonbookstore.com.

Starting out in the car business, Jerry owned a Playboy Club, one of the original Budget Rent-a-Car franchises, and a series of banks before venturing into the world of media.

In The News:

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President-elect Barack Obama speaks about the economy at George Mason University in Fairfax, Va.,  Thursday, Jan. 8, 2009. (AP Photo/Charles Dharapak)AP - President-elect Barack Obama urged Congress Thursday to work with him "day and night, on weekends if necessary" to approve the largest taxpayer-funded stimulus ever, warning in almost apocalyptic terms that a dire economic future was certain without it.



Senate Budget Committee Chairman Sen. Kent Conrad, D-N.D., right, accompanied by House Budget Committee Chairman Rep John Spratt, D-S.C., left, takes part in a news conference on Capitol Hill in Washington,  Wednesday, Jan. 7, 2009. (AP Photo/Charles Dharapak)AP - President-elect Barack Obama's proposed tax cuts ran into opposition Thursday from senators in his own party who said they wouldn't do much to stimulate the economy or create jobs.



Fire and smoke is seen from Israeli miltary operations in Gaza City, Thursday, Jan. 8, 2009. Lebanese militants fired at least three rockets into northern Israel early Thursday, ripping through a crowded nursing home and threatening to open a new front for the Jewish state as it pushed forward with a bloody offensive in the Gaza Strip that has killed nearly 700 people. (AP Photo/Abdel Kareem Hana)AP - The U.N. and the Red Cross curtailed aid shipments in the Gaza Strip on Thursday after accusing Israeli forces of firing on their drivers, killing one. The threat of a wider conflict arose when militants in Lebanon fired two rockets into northern Israel.



Pedestrians walk past Generations Menswear on 8th Ave. in New York Wednesday, Jan. 7, 2009. Retailers are reporting dismal sales for December, confirming fears that the holiday season was the weakest in four decades.  (AP Photo/Craig Ruttle)AP - Retailers reported dismal sales figures for December on Thursday as even Wal-Mart Stores Inc., one of the bright spots in the industry, finally buckled under the pressures of the deteriorating economy.



President-elect Barack Obama makes remarks on the nations economy, Thursday, Jan. 8, 2009, at George Mason University in Fairfax, Va. (AP Photo/Lawrence Jackson)AP - Barack Obama is officially the next president of the United States, Congress declared Thursday in fulfilling its centuries-old constitutional duty to certify and tally the electoral college vote from each state.



AP - President-elect Barack Obama is urging Congress to postpone the Feb. 17 switch from analog to digital television broadcasting, arguing that too many Americans who rely on analog TV sets to pick up over-the-air channels won't be ready.

In this Jan. 5, 2009 file photo, disgraced financier Bernard Madoff leaves U.S. District Court in Manhattan after a bail hearing in New York. A defense lawyer for Bernard Madoff is expected to submit written arguments Wednesday to a judge who is probing whether the disgraced Wall Street financier should be jailed before trial. (AP Photo/Kathy Willens, File)AP - Prosecutors said Thursday that investigators found 100 signed checks worth $173 million in Bernard Madoff's office desk that he was ready to send out to his closest family and friends at the time of his arrest last month.



AP - Researchers at Cornell University have discovered that Aedes aegypti mosquitoes — the ones that spread diseases like yellow and dengue fever — alter their wing vibrations in a mating signal.

A florist delivery worker carries a wreath of flowers at the entrance to Jumbolair Aviation Estates, where actor John Travolta and his family have a home Wednesday, Jan. 7, 2009  near Ocala, Fla. Friends and relatives are expected for a ceremony Thursday to be held for the death of the Travolta's sixteen year old son Jett, who died while in the Bahamas. (AP Photo/Phil Sandlin)AP - John Travolta and his family were expected to host a private memorial service Thursday for their son, 16-year-old Jett Travolta, at their home in a central Florida gated community.



This Sept. 7, 2007 file photo shows Atlanta Braves pitcher John Smoltz tipping his hat to fans as he leaves the game after giving up a hit to Washington Nationals' Ronnie Belliard, ending Smoltz's bid for a no-hitter, during the eighth inning of a baseball game at Turner Field in Atlanta. Smoltz has reached a preliminary agreement on a contract with the Boston Red Sox, a stunning end to his long career with the Atlanta Braves. The deal was expected to be finalized later Thursday Jan. 8, 2009. (AP Photo/Gregory Smith, File)AP - After more than two decades with the Braves, John Smoltz appears likely to finish his stellar career wearing a different uniform. In a stunning end to one of baseball's longest runs, Smoltz reached preliminary agreement on a contract with the Boston Red Sox after failing to work out a deal to return for his 22nd season with the Braves.



President-elect Barack Obama at a news conference in Chicago, December 7, 2008. (Jeff Haynes/Reuters)Reuters - President-elect Barack Obama warned on Thursday that the U.S. economy could stay mired in recession for years without bold action and he urged lawmakers to work day and night to pass a massive stimulus plan.



Israeli soldiers take their positions during Israel's offensive in the Gaza Strip January 8, 2009, in this picture released by Israel's Defence Forces (IDF). (Doron Keren/IDF/Handout/Reuters)Reuters - Palestinians faced even grimmer conditions in the Gaza Strip on Thursday after a U.N. aid agency halted work, saying its staff were at risk from Israeli forces fighting Hamas militants, after two drivers were killed.



A customer shops at a Wal-Mart Supercenter in Rogers, Arkansas, June 5, 2008. (Jessica Rinaldi/Reuters)Reuters - Wal-Mart Stores Inc and other top U.S. retailers delivered disappointing December same-store sales and profit warnings on Thursday, sparking fresh recession concerns that hit stock and currency markets.



Bernard Madoff is escorted from Federal Court in New York January 5, 2009. (Lucas Jackson/Reuters)Reuters - A search of accused swindler Bernard Madoff's office desk revealed he had signed checks totaling more than $173 million ready to be sent, U.S. prosecutors said in court papers on Thursday asking a judge to jail him.



A device that distributes gas from the underground reserves is seen at the natural gas storage facility of Turkish Petroleum Corporation in Kinali, some 100 km (62 miles) west of Istanbul, January 7, 2009. (Osman Orsal/Reuters)Reuters - Russia said on Thursday it would restore gas supplies to Europe through Ukraine once international monitors were in place, but Moscow and Kiev remained at odds over the terms of any supervision.



People walk past the Bank of England in central London, January 8, 2009. (Rob Bodman/Reuters)Reuters - Economic weakness in Europe worsened and disappointing sales from Wal-Mart, the world's largest retailer, knocked financial markets lower on Thursday, strengthening the case for government stimulus and new rate cuts.



Reuters - A criminal probe into the CIA's destruction of videotapes showing harsh interrogations of terrorism suspects is almost finished, court papers made public this week show.

A man looks at a large screen displaying India's benchmark share index on the facade of the Bombay Stock Exchange building in Mumbai, January 7, 2009. (Punit Paranjpe/Reuters)Reuters - India's Satyam Computer faces a crisis of "unimaginable proportions," its interim chief executive said a day after the chairman revealed profits had been falsely inflated for years.



Palestinian protestors throw stones at Israeli soldiers following a demonstration in the West Bank village of Bilin. The main UN Palestinian relief agency halted work in Gaza on Thursday after a driver was killed and the death toll from Israel's war on Hamas rose to more than 760 after dozens of bodies were found in the rubble.(AFP/Abbas Momani)AFP - The main UN Palestinian relief agency halted work in Gaza on Thursday after a driver was killed and the death toll from Israel's war on Hamas rose to more than 760 after dozens of bodies were found in the rubble.



A man warms himself near a stove in a bar in the town of Belovo, Bulgaria. EU-sponsored talks collapsed Thursday between Russia and Ukraine on resolving a gas dispute that has cut supplies to Europe in the midst of a bitterly cold winter, with Moscow blamed for the failure.(AFP/Boryana Katsarova)AFP - EU-sponsored talks collapsed Thursday between Russia and Ukraine on resolving a gas dispute that has cut supplies to Europe in the midst of a bitterly cold winter, with Moscow blamed for the failure.




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