The Sterling Silver Story

Silver is the most common of the Precious Metals. It's working qualities are very similar to gold. Pure silver, which is seldom used for jewelry because it is too soft. Silver weighs about half as much as gold and has greater flexibility. Though silver is not as malleable as gold it can achieve a more brilliant polish. In fact, silver shines above all other metals in this respect.

Silver has been used for many centuries, going back to ancient times, but because it tarnishes and decomposes; it has not survived as well as gold. Periodically, however, silver enjoys great popularity as it does currently.

As far as the price goes, silver generally lags behind gold by about four or five times. The price of silver jewelry follows the price of gold jewelry, however, so as gold rises, silver inevitably does too.

The words silver or sterling silver describe a product that contains 92.5% silver. Silver products sometimes may be marked 925, which means that 925 parts per thousand are pure silver. Some jewelry may be described as silver plate: a layer of silver is bonded to a base metal. The mark coin silver is used for compounds that contain 90% silver.

For more information on jewelry and gemstones, we cordially invite you to visit http://www.morninglightjewelry.com to pick up your FREE copy of "How To Buy Jewelry And Gemstones Without Being Ripped Off." This concise, informative special report reveals almost everything you ever wanted to know about jewelry and gemstones, but were afraid to ask. Get your FREE report at http://www.morninglightjewelry.com

In The News:

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In this May 4, 2007 file photo Timothy Geithner is seen in Montreal. President-elect Barack Obama is likely to name Timothy Geithner, president of the New York Federal Reserve, as Treasury Secretary in a time of intense economic turmoil as he rounds out the upper echelon of his Cabinet, a senior Democratic official familiar with the deliberations said Friday, Nov. 21, 2008. (AP Photo/The Canadian Press, Ian Barrett, File)AP - President-elect Barack Obama intends to name Timothy Geithner, president of the New York Federal Reserve, as his treasury secretary to confront the nation's intense economic turmoil, senior Democratic officials said Friday.



Nebraska lawmakers Brad Ashford, front, of Omaha, and Arnie Stuthman, of Platte Center, Neb., vote in favor of LB 1 Friday, Nov. 21, 2008 at the state capitol in Lincoln, Neb., The bill puts a 30-day age limit on children who can be dropped off at Nebraska hospitals under the state's safe haven law. The bill easily passed 43-5. (AP Photo/Bill Wolf)AP - Gov. Dave Heineman signed into law Friday a bill adding a 30-day age limit to a safe-haven law that allowed 35 children — including teenagers as old as 17 — to be abandoned at state hospitals. The law, approved hours earlier by the Legislature in a 45-3 vote, goes into effect Saturday, and makes Nebraska the 14th state with a 30-day age cap. It had been the only state with a safe-haven law without an age limit.



AP - A college student committed suicide by taking a drug overdose in front of a live webcam as some computer users egged him on, others tried to talk him out of it, and another messaged OMG in horror when it became clear it was no joke. Some watchers contacted the Web site to notify police, but by the time officers entered Abraham Biggs' home — a scene also captured on the Internet — it was too late.

AP - Federal regulators on Friday shut down two big thrifts based in Southern California, saying they fell victim to the acute distress in the housing market in that state.

Senate Majority Harry Reid of Nev., center, accompanied by fellow Democratic leaders, gestures during a news conference on Capitol Hill in Washington, Thursday, Nov. 20, 2008, to discuss the auto industry bailout. From left are, House Majority Whip Steny Hoyer of Md.,  House Speaker Nancy Pelosi of Calif., Reid, Sen. Christopher Dodd, D-Conn.,  Sen. Richard Durbin, D-Ill., and  Sen. Patty Murray, D-Wash. (AP Photo/Gerald Herbert)AP - Democratic leaders ordered Detroit's Big Three automakers Friday to submit what amounts to a detailed loan application to Congress so lawmakers can decide whether to give the beleaguered industry an emergency $25 billion lifeline.



U.S. President George W. Bush and with President Hu Jintao of China, right, shake hands before their meeting at the APEC Summit in Lima, Peru, Friday, Nov. 21, 2008. (AP Photo/Lawrence Jackson)AP - In a last dash of diplomacy, President George W. Bush on Friday sought China's help in pinning down North Korea to keep its shaky promises of nuclear disarmament.



Canadian Minister of National Defense Peter MacKay, center, shakes hands with his Australian counterpart Joel Fitzgibbon, as U.S. Secretary of Defense Robert Gates walks past at the conclusion of a news conference on Friday Nov. 21, 2008, in Cornwallis, Nova Scotia, Canada. The three are taking part in discussions of International Security Assistance Force's (ISAF) Regional Command South, which is comprised of forces from Canada, Australia, Denmark, Estonia, Netherlands, Romania, United Kingdom, and the United States. (AP Photo/The Canadian Press, Mike Dembeck)AP - Defense Secretary Robert Gates said Friday he would like to add significant U.S. forces to the war in Afghanistan before national elections scheduled for next year, and that grim depictions of backsliding in the seven-year-old war are "far too pessimistic."



Joerg Schoenbohm, Brandeburg state Interior Minister and current chairman of the German Interior Ministers Conference, center, opens the final day of the ministers meeting in Potsdam, Germany, on Friday, Nov. 21, 2008. At left is German Federal Interior Minister Wolfgang Schaeuble. German security officials said Friday they will drop their attempt to pursue a ban of the Church of Scientology after finding insufficient evidence of unconstitutional activity.  (AP Photo/Bernd Settnik Pool)AP - Germany is dropping its pursuit of a ban on Scientology after finding insufficient evidence of illegal activity, security officials said Friday.



In this Oct. 5, 2008, file photo, Golden State's Al Harrington (3) catches a pass in front of New Orleans Hornets David West in the first half of an NBA preseason basketball game in New Orleans. The Golden State Warriors traded disgruntled forward Al Harrington to the New York Knicks for guard Jamal Crawford on Friday. (AP Photo/Bill Haber, File)AP - The New York Knicks traded Zach Randolph and Jamal Crawford in separate deals Friday, parting with their two top scorers to free up coveted salary-cap space for the summer of 2010. Crawford was sent to Golden State for forward Al Harrington. Hours later, Randolph was shipped to the Los Angeles Clippers along with reserve guard Mardy Collins for Cuttino Mobley and Tim Thomas.



Annika Sorenstam, of Sweden, waves to the crowd as she walks towards the 18th green during the second round of the LPGA ADT Championship at the Trump International Golf Club Friday, Nov. 21, 2008 in West Palm Beach, Fla.  Sorenstam failed to make the cut in the last tournament of her storied career. (AP Photo/J Pat Carter)AP - Standing in the center of a sun-drenched 18th green, as waves of cheers rippled from a packed gallery, Annika Sorenstam hugged caddie Terry McNamara and took the flag from his hand.



Federal Reserve Chairman Ben Bernanke (R) nods as he listens to President of the Federal Reserve Bank of New York Timothy Geithner before addressing the Economic Club of New York in this October 15, 2008 file photo. (Lucas Jackson/Files/Reuters)Reuters - President-elect Barack Obama on Friday moved toward nominating Timothy Geithner as Treasury secretary and charging the respected head of the New York Federal Reserve with helping pull the United States out of an economic nosedive.



Pedestrians walk past a Citibank branch in Singapore November 18, 2008. (Vivek Prakash/Reuters)Reuters - Citigroup Inc has begun talks with the U.S. government as its plummeting share price raises doubts about the bank's ability to survive, a person familiar with the matter said.



Leaders of the U.S. automotive industry testify at a hearing held by the House Financial Services Committee on Capitol Hill in Washington November 19, 2008. From left are General Motors CEO Richard Wagoner, Chrysler Chairman and CEO Robert Nardelli and Ford president and CEO Alan Mulally. (Kevin Lamarque/Reuters)Reuters - Detroit automakers began work on turnaround plans demanded by Congress in return for $25 billion in aid as General Motors Corp said it would cut production more and give up two of its controversial corporate jets.



General Motors World Headquarters is seen along the Detroit River in Detroit, Michigan, September 17, 2008. (Rebecca Cook/Reuters)Reuters - The board of directors of embattled U.S. automaker General Motors Corp is considering "all options" including bankruptcy, according to a report on the Wall Street Journal's website late on Friday.



Traders work in close quarters on the main trading floor of the New York Stock Exchange early in the trading session in New York City, November 21, 2008. (Mike Segar/Reuters)Reuters - U.S. stocks stormed higher in a late rally on Friday to cap another volatile week as investors welcomed reports that President-elect Barack Obama has chosen his point person to combat the U.S. economic crisis, instilling confidence about the administration's ability to take action.



A British military vehicle drives past an Afghan man in Lashkar Gah, capital of Helmand province October 20, 2008. (Abdul Qodus/Reuters)Reuters - The Pentagon is considering a plan to send more than 20,000 troops to Afghanistan over the next 12 to 18 months to help safeguard elections and quell rising Taliban violence, officials said on Friday.



Reuters - U.S. banking regulators seized California banks Downey Savings and Loan and PFF Bank & Trust late Friday as the housing crisis claimed two more victims from the financial crisis.

Reuters - A missile strike believed to have been launched by a U.S. drone aircraft killed at least five people in the North Waziristan tribal region of Pakistan on Saturday, Pakistani intelligence officials said.

An everything-must-go sign in Coral Gables, Florida. The economic team of US president-elect Barack Obama came into view as fears mounted on the global financial crisis and more mass job cuts loomed worldwide(AFP/Getty Images/Joe Raedle)AFP - The economic team of US president-elect Barack Obama came into view as fears mounted on the global financial crisis and more mass job cuts loomed worldwide.



Peruvian President Alan Garcia delivers a speech during the opening of the Asia-Pacific Economic Cooperation (APEC) CEO Summit in Lima. Leaders of the 21-member APEC group are to seek ways of turning back the world economic crisis as they gather in Lima amid unrelenting bad news from the Asia-Pacific region.(AFP/Presidencia)AFP - US President George W. Bush began Friday his last scheduled foreign trip, meeting the leader of increasingly important China ahead of a summit aimed at containing a spiraling financial crisis.




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