Cheap Car Insurance

Finding good car insurance can be very difficult. Here are a few tips:

  • Try a few different insurance companies. Companies are different. So are their prices. You may find that one company wants to charge you $1000/month for insurance and another will only charge you $400/month. You might be one of the lucky ones who only gets charged $30/month. Regardless of who you are, call multiple carriers even if the first quote you get appears to be low. You may find another company with a lower rate for you.
  • Talk to friends and family. Other people are just like you, they want cheap insurance too. Chances are, you know someone who has already called all over the place and can give you some good pointers on which car insurance companies were the cheapest for them. Remember, nobody likes to spend money on auto insurance.
  • Use the internet. The internet is a great place to find auto insurance. You can find out information about insurance companies, compare rates, get quotes, and shop around without leaving your house. There are also websites out there like 1carinsurance.org who have organized insurance company data and user data and will tell you which companies people are having success with in finding the best car insurance for them.
  • Get auto insurance quotes. Don't just trust them. Get a quote. They're free (or, if the quote isn't free you know you don't want to use that company). If you can get quotes from 6 or 7 different companies, you then have hard data to compare the companies against each other. You're also pretty sure you're going to get the lowest rate.
  • Try local companies. Often times people only think about the big auto insurance companies like Geico or Progressive. They don't even look around their local communities for auto insurance companies that might exist. Often local companies can offer cheaper rates because they don't have the large buracracy that larger companies have.
Just remember to shop around as you look for cheaper car insurance. The first company isn't always the best.

John Jonas is an entepreneur and a family man with interests in real estate, marketing, and financial products. You can find out more info at John Jonas Blog.

In The News:

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Illinois Gov. Rod Blagojevich talks to the media at his home in Chicago, Friday, Jan. 9, 2009. The Illinois House voted Friday to impeach Blagojevich. (AP Photo/Paul Beaty)AP - Gov. Rod Blagojevich says the Illinois House's decision to impeach him was no surprise because he's been engaged in a struggle with lawmakers since his re-election in 2006. The governor spoke to reporters Friday in Chicago hours after members of the House voted 114-1 to impeach him.



Smoke caused by explosions from Israeli military operations hangs in the sky over the outskirts of Gaza City as seen from the Israel-Gaza Border, Friday, Jan. 9, 2009. The U.N. Security Council called for an 'immediate' and 'durable' cease-fire in Gaza, but an intense bombardment of missiles from Israeli jets and helicopters early Friday and a barrage of Hamas rockets indicated there would be no rapid end to the fighting. (AP Photo/Anja Niedringhaus)AP - Israeli jets and helicopters bombarded Gaza Friday and Hamas responded with a barrage of rockets on at least two cities as both sides defied a U.N. call for an immediate cease-fire.



Steve Pruitt, from Belle Chasse, La., fills out an employment application during a Dollar General job fair in Metairie, La., Thursday, Jan. 8, 2009. The nation's unemployment rate bolted to 7.2 percent in December, the highest since early 1993, as nervous employers slashed 524,000 jobs. (AP Photo/Alex Brandon)AP - The nation's unemployment rate bolted to 7.2 percent in December, the highest level in 16 years, as nervous employers slashed 524,000 jobs, capping one of the worst years in modern history for American workers.



President-elect Barack Obama speaks about the economy at George Mason University in Fairfax, Va.,  Thursday, Jan. 8, 2009. (AP Photo/Charles Dharapak)AP - President-elect Barack Obama said Friday that he and Congress will "hone and refine" his nearly $800 billion economic recovery plan, as he seeks to patch fissures with senior Democrats over key features of the still-emerging plan.



This Dec. 15, 2008 file photo shows Baltimore Mayor Shelia Dixon in Baltimore. Baltimore City Councilman Helen L. Holton and developer Ronald H. Lipscomb were indicted Wednesday  Jan. 7, 2009, on public corruption charges, the first major indictments in a long-running probe of City Hall that has also targeted Dixon. The mayor has not been charged with any crimes in the indictment. (AP Photo/Rob Carr, File)AP - Mayor Sheila Dixon was indicted Friday on charges that she accepted illegal gifts during her time as mayor and City Council president, including travel, fur coats and gift cards intended for the poor that she allegedly used instead for a holiday shopping spree.



Texas death row inmate Andre Thomas is shown in this undated handout file photo released Friday, Jan. 9, 2009 in Huntsville, Texas. Thomas, who has a history of mental problems is being treated at a prison psychiatric unit after authorities said he pulled out his only good eye and ate it.  He similarly had plucked out his right eye before his trial in 2004. (AP Photo/Texas Department of Criminal Justice, FILE)AP - A Texas death row inmate with a history of mental problems pulled out his only good eye and told authorities he ate it.



Tyre Dawn and her son, Lukyan, 4, are seen  outside an organic food store, Tuesday, Jan. 6, 2009, in Ashland, Ore. There are so many parents in this outdoorsy, Zen-loving, organic-eating town who won't get their kids vaccinated that federal doctors are paying just to hear their side of things. On Saturday,  Jan. 10,  locals will get $50 apiece to talk about their worries over the risks of childhood shots. This town doesn't trust the government.  (AP Photo/Jeff Barnard)AP - There are so many parents in this free-spirited, unconventional small town who won't get their kids vaccinated that federal researchers are paying money just to hear their side of things. On Saturday, 80 locals will get $50 apiece to talk about their worries over the risks of childhood shots.



In this Nov. 28, 2005 file photo, actor Patrick Swayze poses for the photographers, prior to the premiere of his new film 'Keeping Mum' at a Leicester Square cinema in central London. (AP Photo/Lefteris Pitarakis, file)AP - Patrick Swayze has checked himself into the hospital for observation after contracting pneumonia, A&E President Abbe Raven announced Friday at a meeting of the Television Critics Association.



AP - A man may have tipped his intentions when he stood in line at an Ohio bank wearing a ski mask before staging a holdup. Police in Stow near Akron say a 24-year-old man was arrested minutes later on Thursday following a brief car chase.

In this Nov. 23, 2008 file photo, Indianapolis Colts quarterback Peyton Manning rolls out as he looks for a receiver during the first quarter of an NFL football game against the San Diego Chargers in San Diego. Manning made The Associated Press 2008 NFL All-Pro team announced Friday Jan. 9, 2009.  (AP Photo/Denis Poroy, File)AP - A changing of the guard — and tackles and running backs and receivers — saw 15 first-timers make The Associated Press 2008 NFL All-Pro team announced Friday. While such standbys as three-time NFL Most Valuable Player Peyton Manning and six-time All-Pro Ray Lewis made the squad, there was plenty of room for newcomers. Ten of the 14 offensive players and five of the 13 on defense had never been All-Pros.



Illinois Governor Rod Blagojevich gestures as he announces former Illinois Attorney General Roland Burris as his choice to fill the vacant U.S. Senate seat of President-elect Barack Obama during a news conference in Chicago, Illinois December 30, 2008. (Frank Polich/Reuters)Reuters - The Illinois House of Representatives impeached Gov. Rod Blagojevich on Friday for abuse of power, including a charge that he tried to sell President-elect Barack Obama's former U.S. Senate seat.



Palestinians collect their belongings from their destroyed house after an Israeli air strike in Rafah in the southern Gaza Strip January 8, 2009. (Ibraheem Abu Mustafa/Reuters)Reuters - Israel rejected a U.N. resolution calling for a ceasefire in the Hamas-ruled Gaza Strip on Friday and warplanes and tanks pounded the Palestinian enclave.



Reuters - Robert Rubin, the former U.S. Treasury Secretary, has resigned from Citigroup Inc, following months of criticism of his performance at the bank.

Reuters - President-elect Barack Obama and a key Democratic lawmaker revealed plans on Friday to overhaul the government's $700 billion financial rescue fund as a way to aid struggling homeowners and speed the flow of credit.

Employers slashed payrolls by 524,000 in December, driving the unemployment rate to its highest level in almost 16 years, a government report showed on Friday, suggesting that the year-long recession was deepening. (Graphic/Reuters)Reuters - The U.S. unemployment rate surged to the highest in nearly 16 years last month as a deepening year-long recession forced companies to axe more than half a million jobs, government data showed on Friday.



Reuters - The U.S. Supreme Court said on Friday it would consider a challenge to a central provision of the 44-year-old voting rights law aimed at preventing states and local governments from making it harder for minorities to vote.

A foreclosed home is seen in Stockton, California in this May 13, 2008 file photo. A top bank industry group said on Friday that it opposes an agreement between financial giant Citigroup Inc  (Robert Galbraith/Files/Reuters)Reuters - A top bank industry group said on Friday that it opposes an agreement between Citigroup Inc and Democratic senators that would rewrite U.S. bankruptcy law to help troubled mortgage borrowers avoid foreclosure, saying it could make home loans more expensive.



A man works near a pressure gauge at a district heating plant in Skopje January 8, 2009. (Ognen Teofilovski/Reuters)Reuters - The European Union sought to finalize details on Friday of a gas monitoring deal to allow the resumption of gas supplies to Europe via Ukraine, which have been cut off for days over a pricing row.



A relative of Palestinian journalist Ihab al-Wihedi and his wife mourns prior to their funeral in Gaza City. Tanks and warplanes pounded Gaza on Friday after Israel defied a truce order from the UN Security Council as the death toll from the two-week-old conflict against Hamas passed 800.(AFP/Mahmud Hams)AFP - Tanks and warplanes pounded Gaza on Friday after Israel defied a truce order from the UN Security Council as the death toll from the two-week-old conflict against Hamas passed 800.



This US Navy photo shows the MV Sirius Star as it is observed at anchor by the US Navy. Somali pirates said Friday they had freed a Saudi-owned supertanker, whose capture nearly two months ago caused panic in international shipping and spurred the world into tougher anti-piracy action.(AFP/NVNS/David B. Hudson)AFP - Somali pirates said Friday they had freed a Saudi-owned supertanker, whose capture nearly two months ago caused panic in international shipping and spurred the world into tougher anti-piracy action.




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