Wedding Tips for Saving Your Sanity and Your Bank Account

Overwhelmed is a common feeling a bride-to-be experiences as she begins to delve into the $45 billion a year world of planning a wedding. However there are several ways to deal with the incessant head spinning that can ensue as you begin to contemplate who to invite, what to feed everyone, where to have it, and how in the world you can stay within your budget without requiring a stylish white straight jacket to wear with your Badgley Mischka gown.

After you have gotten use to the idea of being engaged and you have begun to refer to your newly engaged beau as your fiancé, you may find yourself starting to imagine or daydream about what the big day might be like, thus beginning the dreaded planning process. Planning is really an inaccurate description of what this process is all about. Juggling expectations, both yours, your finance's, as well as your family's and friend's is a more accurate description of what the next 6 to 12 months of your life will entail.

The best way to maintain a loose sense of control during this maddening process is reducing the amount of input that every parent, sister, childhood friend, and co-worker has on what you and your groom HAVE to do. Of course this process is considerably easier when the commentary is not accompanied by much needed checks with their signatures. In a perfect world you and your partner would determine what best suits you and your budget, and then select the best florist and DJ based on your common love of tulips and salsa dance! However, when your mother-in-law-to-be gushes about how lovely her so-and-so's wedding was and she is significantly contributing to your wedding fund, it becomes difficult to reasonably suggest that what worked for her niece doesn't suit you. I already have a call into Martha Stewart's people to suggest that she consider developing extremely stylish earplugs designed to reduce the number of helpful suggestions that actually reach your ears! However, until such a gem exists, a "Really, I am sure that looked lovely" response can do the trick as you quickly back pedal and change the subject. And as hard as it can be to disappoint the masses, maintaining your sanity requires you and your partner to frequently touch base, determine what you want, and decide what you are prepared to deal with from your loved ones. In the grand scheme of things, your family and friends think that they are being helpful offering suggestions; they are not trying to make this process harder on you.

After you have dodged and weaved your way around the mountains of suggestions, you might have time to think about what you actually want. Perhaps you have already planned out every last detail of your wedding, as a matter of fact those details were set in stone at age 14, however there's another group of ladies out there who don't have a clue! Regardless which group you fall into, research is key! In response to the booming multi-billion dollar business, several savvy groups have created Web sites that are extremely helpful for the wedding challenged. Quite frankly, I do not know how on earth anyone planned a wedding pre-Internet! Some sites, including theknot.com and theweddingchannel.com, offer users helpful budget tools, ridiculously detailed to-do lists (which allow the less formal brides to junk half of the to-dos), guest lists, and registry tools. These tools are free and highly recommended! Now don't get me wrong, they are by no means miracle workers, in that you still have tough decisions to make, including choosing only five appetizers versus eight so you can add a few extra days to your honeymoon, but these sites at least give you a good starting point.

Which brings me to the concept of trade-offs and what an important role they can play so you don't completely blow your budget. For some lucky brides, the sky is the limit. I have a good friend whose sister is getting married this summer and we were recently discussing wedding plans. I literally choked when she said that her sister had 700 guests on her invite list, none of which would be slid to the B list. This was not including her fiancé's family or friends. I was shocked! Why in the world would anyone do that to themselves? I learned that most weddings in South Carolina are extravagant and it is not odd to plunk down six figures in an effort to make the day special. So if brides in South Carolina are far exceeding the average that means some lucky ladies are doing it for much less!

Another pal of mine is working with a $10,000 budget and is easily making trade-offs, which will go unnoticed by her guests. Instead of using a fancy-schmancy cake designer, she is using a local grocery store to create her wedding cake for a fraction of the price! You can also save a lot of money with flowers. Being selective about where you use flowers is key. For example, I have been to more weddings than I can count, and I couldn't tell you what type of flowers were used to decorate the end of each pew. Use flowers sparingly and in obvious places where they will be missed like bouquets and center pieces and make every attempt to use flowers that are local and seasonal, which should cut down on your floral costs.

Although you have to feed your guests something, trade-offs can be made with regard to the type of food and the time of your reception. Avoiding the dinner hour can save you big bucks! If you have wiggle room with the time of day you want to get married, a reception can be more affordable by foregoing a sit down meal and opting instead for a cocktail reception with hor d'oeuvres, a late reception with champagne and dessert, or a brunch-style reception. Another huge dough saver is your approach to the open bar. I truly believe that every reception should have an open bar of some sort, however if you are looking to pinch a few pennies, sticking to beer and wine is another good way to save. If you are one of the lucky brides who doesn't need to worry about having the wedding of her dreams or maintaining some semblance of a budget, you may need trade-offs for different reason, be it satisfying your parents, compromising with your soon-to-be husband, or meeting an older siblings expectations.

Remember, that whatever you determine is a trade-off to meet you budget or a family member's or friend's belief of what your big day should be, make sure you don't trade your sanity in trying to find all of the money saving loop holes. At the end of the day, you and your partner want to have a day that expresses your personal styles and leaves your guest with fond memories. Happy planning!

Lisa Demmel

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Sen. Saxby Chambliss, R-Ga.,  gestures as he speaks during  an election-night party Tuesday, Dec. 2, 2008 in Atlanta. Chambliss defeated Democrat Jim Martin in a run off. (AP Photo/John Bazemore)AP - Georgia Republican Sen. Saxby Chambliss handed the GOP a firewall against Democrats eager to flex their newfound political muscle in Washington, winning a bruising runoff battle Tuesday night that had captured the national limelight.



Gujarat state police inspector Subhash Raval, center, inspects the documents and identity cards of fishermen at a coast in Porbander, 412 kilometers (255 miles) west of Ahmadabad, India, Tuesday, Dec. 2, 2008. Security has been beefed up in coastal towns and ports in the Saurashtra region of Gujarat state after terrorists are suspected to have used the Porbandar port to reach Mumbai. The Indian navy is investigating whether a trawler found drifting off the coast of Mumbai, with a bound corpse on board, was used to ferry militants to the 60-hour rampage through India's financial capital by suspected Islamic militants that killed 172 people and rocked the nation. (AP Photo/Ajit Solanki)AP - U.S. Secretary of State Condoleezza Rice arrived in New Delhi on Wednesday in Washington's effort to ease tensions in the region after a three-day terrorist attack that left 171 people dead in Mumbai.



Defense Secretary Robert Gates holds a press briefing at the Pentagon in Washington, Tuesday, Dec. 2, 2008. Gates said that U.S. and British citizens were the targets of the violent siege in Mumbai, although most of those killed in the city, the nation's financial capital, were Indians. He also said Tuesday that the chairman of the Joint Chiefs of Staff, Adm. Mike Mullen, had gone to the region to meet with officials.  (AP Photo/Lawrence Jackson)AP - Defense Secretary Robert Gates signaled a willingness Tuesday to forge ahead with two key priorities for the incoming Obama administration: accelerating the U.S. withdrawal from Iraq and shutting down the Guantanamo Bay detention center.



Trader David O'Day works on the floor of the New York Stock Exchange, Tuesday, Dec. 2, 2008. (AP Photo/Richard Drew)AP - The government must toughen its monitoring of the $700 billion financial bailout to ensure that banking institutions limit their top executives' pay and comply with other restrictions, federal auditors said Tuesday in the first comprehensive review of the rescue package.



In this handout photo provided by the Tracy Police Department, the booking mug for Michael Schumacher, 34, is shown. Schumacher, and wife Kelly Layne Lau, 30, were arrested late Monday, charged with torture and other counts after a bruised, terrified 17-year-old showed up at a gym with a chain locked to his ankle, claiming he had just fled his captors, authorities said Tuesday. (AP Photo/Tracy Police Department)AP - A Girl Scout leader and her husband were arrested after an emaciated, terrified and nearly naked 17-year-old showed up at a gym with a chain locked to his ankle, saying he had just fled his captors, authorities said Tuesday.



Chart compares the percentage of military service members getting divorced this year and last; 1 c x 2 7/8 in; 46.5 mm x 73.025 mmAP - The divorce rate among soldiers and Marines increased last year as military marriages suffered continuing stress from America's two ongoing wars. There were an estimated 10,200 failed marriages in the active duty Army and 3,077 among Marines, according to figures obtained by The Associated Press for the budget year ended Sept. 30.



U.S. National Archives and Records Administration, archivist Ira Pemstein listens online to the newly released tape recordings from the Nixon White House, on Tuesday, Dec. 2, 2008 at the Nixon Presidential Library in Yorba Linda, Calif. Documents shed new light on just how much the government struggled with growing public unrest over the protracted war in Vietnam. (AP Photo/Damian Dovarganes)AP - In Richard Nixon's time, all the president's men fretted about threats on every front: disquiet out on the streets, disloyalty inside the administration and trouble from political opponents who had to be discredited at any cost.



AP - An independent report on American higher education flunks all but one state when it comes to affordability — an embarrassing verdict that is unlikely to improve as the economy contracts.

Actress Beyonce Knowles attends the premiere of 'Cadillac Records' in New York on Monday, Dec. 1, 2008.  (AP Photo/Peter Kramer)AP - Beyonce is the first artist lined up for next year's Essence Music Festival in New Orleans.



Indiana Pacers forward Danny Granger, left, puts up a shot in front of Los Angeles Lakers forward Vladimir Radmanovic (10), of Serbia, during the fourth quarter of an NBA basketball game in Indianapolis, Tuesday, Dec. 2, 2008. The Pacers won 118-117. (AP Photo/Darron Cummings)AP - Danny Granger scored 32 points and led Indiana back from a 15-point fourth-quarter deficit, and Troy Murphy tipped in a missed shot at the buzzer to complete an improbable 118-117 victory over the Los Angeles Lakers on Tuesday night.



U.S. Secretary of State Condoleezza Rice, left, waves to media as she arrives at Palam technical airport in New Delhi, India, Wednesday, Dec. 3, 2008. Rice arrived in New Delhi on Wednesday in Washington's effort to ease tensions in the region after a three-day terrorist attack that left 171 people dead in Mumbai. U.S. Ambassador to India David Mulford, center, and his wife Jeannie Mulford are also seen in the picture. (AP Photo/Gurinder Osan)Reuters - Secretary of State Condoleezza Rice arrived in New Delhi on Wednesday as part of urgent U.S. efforts to ease tension between India and Pakistan that has surged over the Mumbai attacks.



A foreign currency dealer stands in front of a screen displaying the exchange rates between the U.S. dollar and the Korean won at the Korea Exchange Bank in Seoul November 24, 2008. (Jo Yong-Hak/Reuters)Reuters - South Korea moved on Wednesday to help local banks through a cash crunch gripping the global financial system as central banks around the world were expected to cut interest rates again to support their fast flagging economies.



New trucks are displayed for sale at a Ford dealership in Encinitas, California in this November 11, 2008 file photo. (Mike Blake/Reuters)Reuters - A top lawmaker predicted Washington would approve a bailout for U.S. automakers after they submitted survival plans, and General Motors Corp and Chrysler LLC said they needed an immediate infusion of cash to avoid failures.



President-elect Barack Obama meets with governors during a bipartisan meeting with members of the National Governors Association at Congress Hall in Independence Park in Philadelphia, Pennsylvania December 2, 2008. (Jeff Haynes/Reuters)Reuters - President-elect Barack Obama moved swiftly toward wrapping up his cabinet appointments on Wednesday with the selection of rival-turned-supporter Bill Richardson as secretary of commerce.



Incumbent Senator Saxby Chambliss (C) smiles after hugging his grandson John Baker and his mother Emma Chambliss after he had been told he was ahead in the run-off at his election night party in Atlanta, Georgia December 2, 2008. Chambliss won a run-off election in Georgia on Tuesday, CNN said, denying Democrats the chance for a 60-seat 'super majority' in the Senate that would have enabled them to pass legislation virtually at will. (Tami Chappell/Reuters)Reuters - Republican Sen. Saxby Chambliss easily won a run-off election in Georgia on Tuesday, denying Democrats the chance for a 60-seat "super majority" in the Senate that would have enabled them to pass legislation virtually at will.



Defense Secretary Robert Gates points during a news conference at the Pentagon in Washington December 2, 2008. (Larry Downing/Reuters)Reuters - U.S. Defense Secretary Robert Gates, who will stay on under Barack Obama, said on Tuesday he supported the president-elect's Iraq policy but declined to back his proposed timetable for the withdrawal of U.S. forces.



Senator Hillary Clinton along with daughter Chelsea (L) and husband former President Bill Clinton (C) speaks to supporters at her North Carolina and Indiana primary election night rally in Indianapolis, Indiana, May 6, 2008. (John Gress/Reuters)Reuters - New York Gov. David Paterson has famous names to choose from in picking a replacement for Sen. Hillary Clinton, including a Kennedy, a Cuomo and even another Clinton, as in the former president of the United States.



France's Foreign Minister Bernard Kouchner holds a news conference during a NATO foreign ministers meeting at Alliance headquarters in Brussels December 2, 2008. (Yves Herman/Reuters)Reuters - NATO agreed on Tuesday to gradually resume contacts with Russia suspended after Moscow's intervention in Georgia, and put off a decision on putting Ukraine and Georgia on formal membership tracks.



An anti-government protester waits for transport as demonstrators prepare to leave the Suvarnabhumi international airport in Bangkok on December 3. Hundreds of anti-government protesters have packed up and left Bangkok's airports after a crippling siege, as authorities assured angry tourists that flights would resume within 24 hours.(AFP/Hoang Dinh Nam)AFP - Hundreds of anti-government protesters packed up and left Bangkok's airports on Wednesday after a crippling siege, as authorities assured angry tourists that flights would resume within 24 hours.



Indians rest on the sea front promenade outside the Oberoi Trident hotel in Mumbai. Pakistan offered Tuesday to work hand-in-hand with India to track down those responsible for the Mumbai attacks but declined to respond immediately to a demand that it hand over 20 terrorist suspects.(AFP/Indranil Mukherjee)AFP - US Secretary of State Condoleezza Rice arrived in New Delhi Wednesday to try and ease India-Pakistan tensions over the Mumbai attacks, as US intelligence blamed a Pakistan-based militant group.




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